Are you an expat looking for a property?

Since 2014, we’ve helped 400+ expats navigate Czech banks, paperwork, and bureaucracy – in English, at no cost to you.

4.9
· 75 Reviews · CNB Regulated
400+
Approved

400+

Approved Mortgages
Expats successfully financed

2.5B

CZK Total Financing
Over 400 homes across Prague

100%

Approval Rate
On submitted applications

13+

Years Experience
Czech banking expertise

We work with all major Czech banks

We've heard it all

Sound familiar?

"The bank said I can't get a mortgage because I'm a foreigner."

Not true. We work with all Czech banks and know exactly which ones approve expats — and how to position your application.

"I don't understand the Czech paperwork. It's overwhelming."

We handle everything in English. From income verification to property valuation — you'll never touch a Czech form.

"I don't know if I'm getting a fair rate or being taken advantage of."

We compare offers from 12+ banks simultaneously and negotiate on your behalf. Our service is free — banks pay us.

We've been solving exactly these problems since 2014.

The Process

Five Steps to Your New Home

And the best part? It costs you nothing. We’re paid by the banks.

Free Consultation

We assess your situation, answer all questions, and outline your options — in English, at no cost.
1

Document Preparation

We prepare your complete application package, handling all Czech paperwork and translations.

2

Bank Comparison

We submit to multiple banks simultaneously and negotiate the best rates and terms for you.
3

Approval & Signing

We guide you through the approval process, contract review, and final signing.
4

Get Your Keys

Property is yours. We handle the final steps so you can focus on moving in.
5

This entire service is free.

Czech law allows mortgage brokers to be compensated by the banks — so our focus is 100% on finding you the best deal. You pay nothing. Ever.
No hidden fees · No obligation
What We Offer

Our Services

Everything you need to navigate the Czech mortgage market — with clarity, in English.

Free Mortgage Advisory

Complete mortgage advisory service from initial consultation to final signing. We compare all Czech banks and negotiate the best deal.

Property Purchase Support

Complete mortgage advisory service from initial consultation to final signing. We compare all Czech banks and negotiate the best deal.

Refinancing & Optimization

Already have a mortgage? We review your current terms and help you refinance for better rates when your fixation period ends.

Plan Your Budget

See What You Can Afford

Use our mortgage calculator to estimate your monthly payments and compare rates across Czech banks.

Your Advisors

People You Can Trust

Every advisor is licensed, English-speaking, and has personally navigated the Czech mortgage market for years.

Renáta Petrásková

Mortgage Advisor

English, Czech, Slovak

Keeps your mortgage application moving fast and clean—documents, bank requests, and follow-ups handled with precision so you avoid delays and surprises.

Robin Petrášek

Founder & Mortgage Advisor

English, Czech

Leads your strategy from day one—clarifies what you can afford, positions your application correctly, and negotiates terms so you secure the best possible approval with minimal stress.

Ondřej Píša

Mortgage Advisor

English, Czech

Your point person for bank submission → approval → signing—explains each step in clear English and makes sure the offer you sign matches what was agreed.

Ondřej Sýkora

Ostrava Invest Manager

English, Czech

Helps you evaluate buy-to-let opportunities with a practical investor lens—numbers, risks, and next steps—so you can decide confidently and execute smoothly.

Mgr. Hana Koláčková

Lawyer

English, Czech

Protects you before you sign—reviews contracts, flags risky clauses, and ensures the paperwork is correct so your purchase doesn't blow up later.

Nela Smělíková

Ostrava Account Manager

English, Czech

Your key contact for Ostrava properties—keeps your flats running smoothly, handles account management, and makes sure everything stays in order so nothing slips through the cracks.

Daria

Office Manager

English, Czech

Runs our Prague office behind the scenes—coordinates between advisors, manages day-to-day operations, and keeps everything organized so your mortgage process moves without a hitch.

Client Stories

From Told "No" to Moving In

“These folks are simply the best. They were very flexible and went above and beyond to manage for us everything needed – especially Renata. It felt like an honor to be their client! After a horrible experience with previous partner they simply saved us in the toughest moments. We are very grateful for having such a partner on our side.”

VB

Vít Bokisch  🇩🇪 Germany

a month ago

“These folks are simply the best. They were very flexible and went above and beyond to manage for us everything needed – especially Renata. It felt like an honor to be their client! After a horrible experience with previous partner they simply saved us in the toughest moments. We are very grateful for having such a partner on our side.”

VC

Valeriu Cimpoiesu  🇷🇴 Romania

a month ago

Valeriu Cimpoiesu  
🇷🇴 Romania,   
a month ago

"I discovered this company casually: I wrote a post in the Facebook group "Expats in Prague" and Robin contacted me. I wanted to buy a flat in Prague and needed assistance for the mortgage and
the purchase itself. Renata was very helpful, competent and moreover available; every time I wrote her, she replied to me very fast and clarified all my doubts. Moreover, I was supported not just financially but also legally, so I avoided bad surprises with the contract content. Definitely recommended for any foreigner that has to do with Czech banks, real agencies and bureaucracy."

VB

Federico Mauri  🇮🇹 Italy

3 weeks ago

Recognition

Regulated. Supervised.

We are regulated by the Czech National Bank, giving you extra confidence that you’re working with a trusted, compliant team.
Press

Expats Finance in the Media

As a leading expat-focused mortgage advisory, we've been quoted in major
Czech and international media.

Common Questions

Answers Before You Ask

Can foreigners really get a mortgage in Czech Republic?
Yes! Most Czech banks offer mortgages to foreigners with valid residency. Requirements vary by bank, and we know exactly which banks are most favorable for expats.
Our mortgage advisory service is completely free for you. Czech law allows mortgage brokers to be compensated by the banks, so we earn our fee from the lending institution — never from you.
Typically: passport, residency permit, employment contract or business license, last 3 months of bank statements, and tax returns. We provide a complete checklist and help with every document.
From initial consultation to mortgage approval typically takes 3-6 weeks. The timeline depends on your documentation readiness and the bank’s processing speed.
Not at all. Our entire service is conducted in English. We handle all Czech-language communications, documents, and bank interactions on your behalf.
Rates depend on your profile, loan amount, and market conditions. We compare offers from 12+ banks to find you the most competitive rate available. Currently rates range from approximately 4-6%.
In our experience, rejections are extremely rare when applications are properly prepared — which is exactly what we do. If a particular bank declines, we immediately pivot to alternative lenders. We submit to multiple banks simultaneously, so a single rejection never derails the process.
Yes. We work with expats from all nationalities and backgrounds. Whether you’re from the EU, US, UK, Asia, or anywhere else — if you have legal residency in the Czech Republic, we can help you secure a mortgage.

Ready to Start?

Book a free, no-obligation consultation. We'll assess your
situation and tell you exactly what's possible.

Your advisory team

4.9 · 75 Google Reviews

Tell us about your plans — we’ll help you understand your mortgage options.